Bob Siems
Obligatory Legal Disclaimer (but please read)
Have some mandatory fine print: 1. You are not our client yet. This website and blog does not make you our client. We have to do a lot...
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Bob Siems
Data and the MIA: Complaint numbers and what they tell us
This graph illustrates a statistic from the Maryland Insurance Administration's report. The MIA reported the amounts of different...
Bob Siems
Data and 27-1001 Claims: The Appeals
This data shows that most people opt to allow the MIA decision to become final without noting an appeal. This allows a direct route to Circu
Bob Siems
A.M. v. Encompass Home & Auto Insurance Company (MIA #14-00007)
Encompass low-balled its insured by misusing Colossus The Maryland Insurance Administration held that Encompass acted in bad faith by...