Maryland’s Court of Special Appeals handed down a new insurance case: Dolan v. Kemper Independence Insurance Company, No. 0084, September Term, 2017.

Dolan reaffirmed that policyholders must participate in Examinations Under Oath (“EUOs”) in UM / UIM...

Almost all property insurance policies contain “Appraisal” clauses. These clauses establish procedures for settling claims out of court. Here’s a sample from a homeowners insurance policy:

Appraisal

If we and you do not agree on the amount of loss, eit...

Have some mandatory fine print:

1. You are not our client yet.

This website and blog does not make you our client. We have to do a lot before we can sign you up. We need to make sure we don't represent someone else involved in your case. We need to mak...

This graph illustrates a statistic from the Maryland Insurance Administration's report. The MIA reported the amounts of different complaints it receives. (This data comes from the FY 2016 Annual Report, page 4.)

This data table shows complaints by uni...

This data shows that most people opt to allow the MIA decision to become final without noting an appeal. This allows a direct route to Circuit Court via a suit filed under Md. Code Courts and Judicial Proceedings 3-1701.

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Appraisal and Its Limits

April 25, 2018

Almost all property insurance policies contain “Appraisal” clauses. These clauses establish procedures for settling claims out of court. Here’s a samp...

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