Although Md. Code Insurance 27-1001(g) allows a party to appeal to the Office of Administrative Hearings instead of the Circuit Court, there is no apparent reason for Plaintiff to do so. There are two problems for insureds with OAH appeals. First, th...

You’re Plaintiff. You lost before the MIA. (That’s just statistics. Plaintiffs almost always lose before the MIA.) Now what?


You read the Bad Faith statue. It has an appeal provision allowing de novo judicial review or OAH review using Md. Code Ann.,...

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Appraisal and Its Limits

April 25, 2018

Almost all property insurance policies contain “Appraisal” clauses. These clauses establish procedures for settling claims out of court. Here’s a samp...

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