N.B. This opinion was rescinded because the parties settled before the opinion was delivered, but the message did not get to the court in time.


***Disclosure: MAIF is my client. ***


Plaintiff had insurance with MAIF. (Op. 4.) On February 6, 2012, Pla...

Insurer acted in bad faith by making a low-ball offer to sound out the insured’s negotiating position without first obtaining an evaluation of the insured property.


The MIA found that Erie Insurance Exchange acted in bad faith by making a low ball of...

Insurer acted in bad faith by drawing out the claims handling process by making claims adjusters duplicate work, requesting unnecessary exams, refusing to listen to its own staff’s repeated evaluations, and low-balling the insured.


The MIA found that...

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Appraisal and Its Limits

April 25, 2018

Almost all property insurance policies contain “Appraisal” clauses. These clauses establish procedures for settling claims out of court. Here’s a samp...

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