N.B. This opinion was rescinded because the parties settled before the opinion was delivered, but the message did not get to the court in time.
***Disclosure: MAIF is my client. ***
Plaintiff had insurance with MAIF. (Op. 4.) On February 6, 2012, Pla...
Insurer acted in bad faith by making a low-ball offer to sound out the insured’s negotiating position without first obtaining an evaluation of the insured property.
The MIA found that Erie Insurance Exchange acted in bad faith by making a low ball of...
Insurer acted in bad faith by drawing out the claims handling process by making claims adjusters duplicate work, requesting unnecessary exams, refusing to listen to its own staff’s repeated evaluations, and low-balling the insured.
The MIA found that...
Obligatory Legal Disclaimer (but please read)
April 24, 2018
Have some mandatory fine print:
1. You are not our client yet.
This website and blog does not make you our client. We have to do a lot before we can sig...
An Introduction To This Blog
August 10, 2014
Who's Writing This Anyway?
I (that's Bob, for clarity's sake) and Yosef (my associate) write this blog together. Yosef does most of the first draft wr...
Appraisal and Its Limits
April 25, 2018
Almost all property insurance policies contain “Appraisal” clauses. These clauses establish procedures for settling claims out of court. Here’s a samp...
Bad Faith Bad Lawyering
Bad Faith Claim Evaluation
Bad Faith Claim Handling
Bad Faith Fee Denial
Bad Faith Insurer Default
Bad Faith Lowballing
Builder's Risk Insurance
Business Interruption Coverage
Duty to Defend
Failure to Cooperate Denial
Insurance Bad Faith
Maryland Insurance Administration
Ordinance Or Law Exclusion
Ride Sharing Insurance
Unfair Trade Practices Claims
War And Military Action Exclusion
Maryland Insurance Law Blog