Another unreported Federal decision on Maryland’s First Party Bad Faith regime, §27-1001. This one involves a motion to dismiss for failure to state a claim, a clarification of a not-particularly-obscure point about §27-301 et seq. (the Unfair Claim...

Baltimore is not the first place afflicted by riots that caused coverage disputes. After the Martin Luther King riots in 1968, D.C. had a series of cases involving business interruption coverage and the government's curfew. (When I checked, I did not...

The Baltimore Sun ran an article over the weekend that discussed business interruption insurance coverage because of the riots. That article took the view that the major problem is the war exclusion. I don't see that. The real problem is the Ordinanc...

The short answer is mostly yes.

Standard Homeowners coverage (ISO HO-02: Broad Form), Renters (ISO HO-04: Contents Broad Form) both cover "Riot or Civil Commotion" without definition. It's Peril #4. Obviously, depends on your policy (because on the o...

Maryland just handed down a duty-to-defend advertising-injury case, Maryland Casualty Company v. Blackstone International Ltd. (Md. 2015). CGL insurer does not need to defend a breach of contract claim where plaintiff seeks a share of the profit/equi...