Maryland’s Court of Special Appeals handed down a new insurance case: Dolan v. Kemper Independence Insurance Company, No. 0084, September Term, 2017.

Dolan reaffirmed that policyholders must participate in Examinations Under Oath (“EUOs”) in UM / UIM...

Almost all property insurance policies contain “Appraisal” clauses. These clauses establish procedures for settling claims out of court. Here’s a sample from a homeowners insurance policy:

Appraisal

If we and you do not agree on the amount of loss, eit...

This office sees insured-side homeowners denials a lot. Essentially, these clients did not realize there was a residency clause in their homeowners insurance. So their residency-status changes (sometimes without their doing anything), they do not upd...

Simmons v. Standard Fire Insurance (8:08-cv-01844-PJM, Doc 36, May 7, 2010) is another 27-1001 first party bad faith case out of the Federal District Court. It's unique in that the Court (dealing with a pro se defendant) explains exactly what kind of...

Another unreported Federal decision on Maryland’s First Party Bad Faith regime, §27-1001. This one involves a motion to dismiss for failure to state a claim, a clarification of a not-particularly-obscure point about §27-301 et seq. (the Unfair Claim...