This graph illustrates a statistic from the Maryland Insurance Administration's report. The MIA reported the amounts of different complaints it receives. (This data comes from the FY 2016 Annual Report, page 4.)

This data table shows complaints by uni...

This data shows that most people opt to allow the MIA decision to become final without noting an appeal. This allows a direct route to Circuit Court via a suit filed under Md. Code Courts and Judicial Proceedings 3-1701.

Focus on 2016. Of the 26 cases the MIA considered, the MIA found for the Insurer 14 times. It found "Absence of Good Faith" (i.e. bad faith) once. Ten claims were withdrawn or settled.

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Appraisal and Its Limits

April 25, 2018

Almost all property insurance policies contain “Appraisal” clauses. These clauses establish procedures for settling claims out of court. Here’s a samp...

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