Almost all property insurance policies contain “Appraisal” clauses. These clauses establish procedures for settling claims out of court. Here’s a sample from a homeowners insurance policy:

Appraisal

If we and you do not agree on the amount of loss, eit...

This office sees insured-side homeowners denials a lot. Essentially, these clients did not realize there was a residency clause in their homeowners insurance. So their residency-status changes (sometimes without their doing anything), they do not upd...

Simmons v. Standard Fire Insurance (8:08-cv-01844-PJM, Doc 36, May 7, 2010) is another 27-1001 first party bad faith case out of the Federal District Court. It's unique in that the Court (dealing with a pro se defendant) explains exactly what kind of...

The short answer is mostly yes.

 

Standard Homeowners coverage (ISO HO-02: Broad Form), Renters (ISO HO-04: Contents Broad Form) both cover "Riot or Civil Commotion" without definition. It's Peril #4. Obviously, depends on your policy (because on the o...

Insurer acted in bad faith by not thoroughly investigating claim and making settlement offers without any basis in the evidence.

 

Facts

 

Plaintiff insured a house in Knoxville Maryland with Automobile Insurance Company of Hartford Connecticut (“Hartfor...

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Appraisal and Its Limits

April 25, 2018

Almost all property insurance policies contain “Appraisal” clauses. These clauses establish procedures for settling claims out of court. Here’s a samp...

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