Baltimore is not the first place afflicted by riots that caused coverage disputes. After the Martin Luther King riots in 1968, D.C. had a series of cases involving business interruption coverage and the government's curfew. (When I checked, I did not...

The Baltimore Sun ran an article over the weekend that discussed business interruption insurance coverage because of the riots. That article took the view that the major problem is the war exclusion. I don't see that. The real problem is the Ordinanc...

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Appraisal and Its Limits

April 25, 2018

Almost all property insurance policies contain “Appraisal” clauses. These clauses establish procedures for settling claims out of court. Here’s a samp...

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