People should not bother bringing 27-303 actions because 27-1001 actions are better. (Assuming you can bring a 27-1001 of course. 27-1001 only applies to Property and Casualty insurers. 27-303 also applies to Health Insurers.)

The first thing I notice...

The Court of Appeals recently didn't decide whether Maryland should become a "reasonable expectations" state. It instead denied the appeal as certiorari improvidently granted. People's Ins. Counsel Div. v. State Farm Fire & Cas. Ins. Co., 214 Md.App....

One of the strange things about 27-1001 data is that so few people complain about their insurance companies. I've wondered about this before

 

Since 27-303 claims are so similar to 27-1001 claims, maybe the reason there just aren't as many as expecte...

Maryland really has two bad faith regimes. We have the 27-1001 First Party Tort and the Administrative 27-303 Unfair Claim Settlement Practices claims. Now that I've largely run out of 27-1001 things to talk about, I'm going to research 27-303s /4-11...

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Appraisal and Its Limits

April 25, 2018

Almost all property insurance policies contain “Appraisal” clauses. These clauses establish procedures for settling claims out of court. Here’s a samp...

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