• Bob Siems

What Insurance Coverage Lawyers do for a living...

Watch Spielberg/Hanks' Bridge of Spies. The main character was an insurance coverage lawyer. As in, he practiced insurance coverage law, specifically property and casualty insurance. And he was not a dabbler. He was a leader of the profession. (Credit to Randy Maniloff of Coverage Opinions. I strongly recommend reading his short history of Donovan-the-Coverage-Lawyer.)

Admittedly, we've never prosecuted nazis for war crimes, defended soviet spies, or engaged in international intrigue. But Insurance Coveage lawyers have been known to do that.

See how fun/awesome/important insurance coverage lawyering is?



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Appraisal and Its Limits

Almost all property insurance policies contain “Appraisal” clauses. These clauses establish procedures for settling claims out of court. Here’s a sample from a homeowners insurance policy: Appraisal I